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What is Zip Pay?

Zip Pay is an interest-free payment solution provided by Zip Co. It is accepted by thousands of stores across Australia.

How it works

Place your order online and use Zip to own it now and pay later. Available on orders of $1 to $1000 online only*.
*Minimum monthly repayments are required. A monthly account fee of $7.95 applies. Pay your closing balance in full by the due date each month and Zip will waive the fee. Available to approved applicants only. See full terms at
All applicable fees (i.e. the monthly account fee) which is waived if there is no outstanding balance. Minimum monthly repayments are required. They must be approved by Zip and that T&Cs apply.

Shop in store and online

Opposite Lock have interest-free flexible payment options both in store and online, making it easier than ever to shop with us.
If you are new to Zip, download the Zip App from Google Play or the App Store, and/or signup online at
Please ensure you have the latest version of the Zip App on your mobile device.

How to Zip online:

Simply choose Zip as your payment option at the checkout and follow the prompts to login and complete payment.

How to Zip in-store:

You will need the Zip app on your phone to pay in store. Before you are ready to pay, click on the in store tab in the Zip app to access the barcode you will need to scan to complete your payment.